Salaam Group is a diversified holding company spanning banking, real estate, fintech, and logistics. Growing our customers and communities across Djibouti, Somalia, and East Africa.
<strong>Salaam Group</strong> is one of the Horn of Africa's leading diversified business groups. Founded on principles of Islamic finance and community development, we have grown from a single banking institution in 2008 into a multi-sector ecosystem.
Our portfolio spans <strong>nine banking institutions</strong>, <strong>four telecommunications networks</strong>, <strong>Takaful insurance</strong>, the <strong>$160 million Fuelstor energy terminal</strong>, major <strong>real estate developments</strong>, <strong>Hormuud University</strong>, the <strong>Hormuud Salaam Foundation</strong>, and cutting-edge <strong>fintech and logistics</strong> platforms across the Horn of Africa.
Headquartered in Djibouti with operations across Somalia and East Africa, we provide high quality and innovative services that grow our customers.
26 subsidiaries across banking, telecommunications, insurance, energy, education, real estate, technology, and trade.
Shariah-compliant commercial banking, diaspora services, and digital finance across East Africa and the Horn.
Award-winning commercial bank setting the standard in East Africa since 2008. Mortgage, car loans, business asset financing, and secure e-commerce card solutions.
banksalaam.com →Uganda's first fully licensed Islamic bank, licensed by the Bank of Uganda in September 2023. Shariah-compliant personal and business banking for all faiths, rooted in integrity, ethics, and financial inclusivity.
salaambank.co.ug →A fully Shariah-compliant microfinance bank regulated by the Central Bank of Kenya. Over a decade of operations providing ethical banking products and internet banking services nationwide.
www.salaammfbank.co.ke →Licensed investment bank under Kenya's Capital Markets Authority. Offers Shariah-compliant asset management, corporate advisory, and brokerage across capital markets.
salaaminvestments.com →Personal and business banking with mobile app, internet banking, trade financing, land finance, car finance, and diaspora services.
salaambank.so →The first fully Shariah-compliant bank in Somaliland, established in 2010. Offers personal and corporate accounts, asset financing, trade services, letters of credit, and the Waafi mobile banking app.
darasalaambank.com →The world's first virtual international Islamic bank. Branchless, Shariah-compliant banking with Hajj savings, ethical investments, interest-free accounts, and 24/7 global live support ? open an account online in days.
waafibank.com →Regional banking network connecting Salaam institutions and financial services across the Horn of Africa.
salaam-bank.net →Agriculture-focused banking with retail and corporate services, microfinance, and the Buraaq digital payment platform.
agrobank.so →Large-scale urban developments and property management delivering affordable, high-quality homes and commercial spaces.
A 2.4 million sqm urban development with 7,000+ residential properties ? schools, healthcare, mosques, parks, and 24/7 gated security.
salaam-city.com →Real estate development and investment group delivering premium residential and commercial projects across the region.
alburuujgroup.com →Building materials supply supporting Salaam Group construction and development projects with quality materials at scale.
buruujbm.com →Shariah-compliant Takaful insurance protecting individuals and businesses through mutual risk-sharing and ethical investment across East Africa.
The first Islamic insurance company in Djibouti, founded in 2021. Offers automotive, marine, home, travel, business, and personal Takaful through cooperative mutual funds aligned with Islamic principles.
tamini-insurance.com →Uganda's first licensed Islamic Takaful insurer, launched in 2026 as a sister company to Salaam Bank Uganda. Offers motor, fire, and property cover ? completing a seamless halal finance and insurance ecosystem.
www.tamini-insurance.co.ug →A pioneer of ethical Takaful in Kenya since 2008, offering general and life insurance including motor, fire, medical (AFYA), and micro-Takaful. Part of the Salaam Group through Tamini Insurance's majority stake.
takafulafrica.co.ke →Strategic energy and logistics infrastructure anchoring Djibouti as the primary energy artery for East Africa and the Horn.
A $160 million (DJF 30 billion) multi-product energy terminal on 22 hectares in Damerjog. Stores, trades, and redistributes fuel, LPG, and edible oil with 400,000 metric ton capacity. Connecting global supply markets to growing demand across Ethiopia and the Horn of Africa. Construction led by Somagec.
A leading force in East Africa's edible oil logistics, offering manufacturing, storage, transport, and distribution solutions. Operating from Djibouti's strategic Damerjog hub, FoodEx leverages rail-linked infrastructure alongside Fuelstor to deliver safety, speed, and quality across the region.
Connecting the Horn of Africa through mobile, fixed-line, fiber, and digital services ? Somalia's largest private employers and innovators in telecom.
Somalia's largest telecommunications company and private-sector employer, founded in 2002. Offers GSM, fixed line, mobile banking, EVC Plus, and the Waafi app ? Somalia's first privately held company to achieve international ISO certification.
www.hormuud.com →Leading telecom provider in Somaliland offering 5G, fiber-to-home, fiber-to-business, eSIM, and unlimited data bundles. Pioneering next-generation connectivity across the region.
www.telesom.com →The largest telecommunications operator in Puntland, founded in 2002. Extensive GSM, fixed-line, and internet network covering all major cities and 50+ districts across northeastern Somalia.
www.golistelecom.com →A leading 4G LTE network operator in Somalia since 2012, providing mobile GSM, data services, and value-added digital solutions from its headquarters in Mogadishu.
www.somnettelecom.com →Investing in Somalia's future through higher education, scholarships, and the country's largest corporate philanthropic foundation.
A private non-profit university established in 2010, specializing in engineering, technology, veterinary, and social sciences. One of Somalia's leading higher education institutions shaping the nation's future leaders.
hu.edu.so →Somalia's first and largest corporate philanthropic foundation, established in 2013 and funded by Hormuud Telecom and Salaam Somali Bank. Supports education, healthcare, scholarships, infrastructure, youth engagement, and humanitarian response.
hormuudsalaamfoundation.org →Fintech, logistics, and digital platforms powering commerce and connectivity across Djibouti and beyond.
Fast, reliable logistics and courier services connecting businesses and consumers across Djibouti.
swiftdjib.com →Digital financial services and mobile wallet platform enabling seamless payments and money transfers.
waafi.dj →Diversified business group within the Salaam ecosystem, expanding into new markets and ventures.
ukabgroup.com →Reach out for partnerships, investor relations, or general inquiries.
Djibouti & Horn of Africa
+253 21 33 14 00
info@salaam-group.com
salaam-group.com